How to get loan from Karur Vysya Bank (KVB)? Documents, eligibility and rate of interest for loan from KVB
Karur Vysya Bank Loan : Karur Vysya Bank is a Indian scheduled commercial bank. It is one of the leading banks in our country. The Bank mainly provides services like Retail Banking, Corporate Banking, Agricultural Banking, NRI Banking, Treasury etc. The bank's retail banking division offers home loans, education loans, personal loans etc. for the benefit of the customers. Offers similar loans. Personal loan is one of the major products of the bank. In addition, the bank offers various MSME loans to cater to the needs of enterprises.
You can get a loan from a bank for medical, education expenses, home repair and renovation etc. as per your need. How to get a loan from Karur Vysya Bank (KVB)? In addition to providing relevant information, here is the complete information on loan documents, eligibility and interest rate from KVB.
Karur Vysya Bank Loan
For the convenience of the customers, various types of loans are offered by Karur Vysya Bank, the details of which are as follows-
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1
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Personal
Loan
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Bon
Voyage Jewel Loan / OD Insta Loan Personal Loan (Secured) Quick Loan IPO
Funding
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2
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Home
Loan
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Happy
Home Loans KVP Grih Pravesh Loan For NRI
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3
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Vehicle
Loan
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Flexi
Mobile Tax Loan Two Wheeler Loan
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4
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Educational Loan
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___________________
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5
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Personal
Loan Secured Others
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________________
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Karur Vysya Bank Personal Loan Information
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Under this Bank you can get Rs. 10 lakhs for a period of 6 years. The personal loan interest rate starts from 11% p.a. The bank also provides Insta loans to permanent employees of reputed companies, schools, government agencies etc.
A personal loan is a term loan under which you can take a loan for medical expenses, travel, any urgent personal need, education expenses, home repair and renovation etc. Personal loans are easily approved and the applicant is not required to provide cumbersome documents.
Karur Vysya Bank Personal Loan Types
Bon Voyage : This loan is specifically designed to cover travel expenses to foreign destinations.
Jewel Loan/ Overdraft : You can get Gold Loan in the form of Overdraft or Short Term Loan from Karur Vysya Bank.
Insta Loan : It is mainly installment loan to cover the education, housing, health etc. expenses of the employees working in reputed companies, schools, government institutions etc.
Personal Loan- Secured/Unsecured : It is a short term loan, which can be taken to meet unforeseen needs and personal financial needs.
Quick Loan : You can take out short-term or long-term loans to meet your personal or business needs. The feature of this type of loan is that the loan can be repaid in installments or at the end of the loan period.
IPO Funding : This short term loan is only for those who need funds to invest in the company's initial public offering (IPO). The loan proceeds under this scheme can be used to purchase stock or equity shares of the company.
Karur Vysya Bank Personal Loan Highlights
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Interest rate
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11% -19% प्रति वर्ष
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Loan amount
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50,000 रुपये – 10 लाख रुपये
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Credit Period
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1-6 साल
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Processing fee
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ऋण राशि का 1.50% तक
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Karur Vysya Personal Loan Interest Rate
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KVB Personal Loan
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12-19% per annum
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KVB Insta Loan
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11% per annum
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Karur Vysya Bank Personal Loan Charges
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scheme
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processing fee
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Personal Loan (Unsecured)
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1.50% of loan amount
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Insta loan
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0.50% of the loan amount Minimum Rs. 1,000/- + GST
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Karur Vysya Bank Personal Loan Documents
The documents required to apply for Karur Vysya Bank Personal Loan may vary according to the scheme you choose, which is as under-
Proof of Identity - Aadhar Card, Passport, Voter Identity Card, PAN Card, Driving License.
Address Proof - Aadhar Card, Passport, Voter Identity Card, Driving License.
Bank statement for last 6 months.
ITR of last 2 years audited by CA.
How to Apply KVB Personal Loan Online
To get a personal loan from Karur Vysya Bank you have to visit the official website of the bank
https://www.kvb.co.in/
Now the home page will open in front of you, here you have to click on Loans and then click on Personal Loan.
Now a new page will open in front of you, here you have to click on Personal Loan (unsecured).
Now you will be presented with all the information related to personal loan, which you have to read and proceed.
Now you will see the Apply now option on this page, you have to click on it.
Now a form will open in front of you, in which you have to enter all the information and click on submit.
After submitting the application, the bank will contact you and proceed with the loan process.
Karur Vysya Bank Customer Care
You 1860-200-1916. can call on
If you are an NRI, you can +91 44 – 30721916 . can call on
You can visit the nearest branch
You can fill the complaint form